You can find lots of misinformation about money and credit and especially credit cards. Misinformation is misfortune, so arm yourself with The truth before you tackle the credit card demons!
Myth #1: "It's all my fault I got into this credit card mess!"
The truth: It may not be your fault at all. Credit card companies really are out to get us. You probably just got caught in the trap.
Myth #2: "Credit Cards are what got me into debt."
The truth: Spending is what got you into debt. The credit cards just made it easier.
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